Veolia North America, LLC.

Boston, MA Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
6,821Participants-20% vs. prior year
$16.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 39Professional services in MABy participants

Overview

Veolia North America, LLC. sponsors a self-funded health plan that covered 6,821 participants in plan year 2025, down 20% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,821 · prior year 8,530
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Veolia North America Health and Welfare Benefits Plan, plan 501 (6,821 participants)
Stop-loss carrier
Symetra Life Insurance Company
Broker compensation
$422K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan Inc.Medical, Prescription drug, HMO527$7.3M—
Metropolitan Life Insurance CompanyLife12,912$5.5M$57K
Symetra Life Insurance CompanyStop-loss6,559$3.9M—
Lincoln National Life Insurance CompanyLong-term disability7,996$3.2M$51K
Vision Service PlanVision6,208$1.6M—
Continental American Insurance CompanyHospital Indemnity, Critical Illness and3,471$1.0M$246K
MetLife Legal PlansLegal1,138$289K$36K
Aetna Life Insurance Co.Dental1,296$250K—
Combined Insurance CompanyLong Term Care146$220K$27K
Hawaii Medical Service AssociationMedical, Prescription drug25$154K—
Magellan HealthcareEmployee Assistance Program8,314$145K—
Care Plus Dental Plans, Inc.Dental165$56K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$16.2M/ year

Estimated prescription spend: 6,821 participants × $2,371 national average per member. Usually higher once dependents are counted.

$420K–$1.0M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$123K–$307K
Lower-cost therapeutic alternatives$180K–$375K
Generic pricing vs. actual cost$78K–$233K
PBM contract terms$40K–$121K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Veolia North America, LLC.
Sponsor EIN
26-2756568
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-2756568 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Veolia North America 401(k) Savings Plan
Type
401(k) plan
Participants
10,080

About this data

Source: Veolia North America, LLC.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Veolia North America, LLC..

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