West Herr Ford Inc.
Overview
West Herr Ford Inc. sponsors a self-funded health plan that covered 2,573 participants in plan year 2025, about the same as the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,573 · prior year 2,578
- Plan year
- Begins March 1 · next renewal March 2027
- Health plans filed
- West Herr Ford Inc. Flexible Benefits Plan, plan 501 (2,573 participants)
- Stop-loss carrier
- Univera Healthcare
- Broker compensation
- $44K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| The Guardian Life Insurance Company of America | Life, Short-term disability, Long-term disability, Dental | 2,454 | $808K | $44K |
| Univera Healthcare | Stop-loss | 1,484 | $708K | — |
| Eastern Vision Service Plan Inc. | Vision | 1,222 | $122K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,573 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- West Herr Ford Inc.
- Sponsor EIN
- 16-0738496
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 16-0738496 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- West Herr Employees' Retirement Plan
- Type
- 401(k) plan
- Participants
- 3,567
About this data
Source: West Herr Ford Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with West Herr Ford Inc..