White Family Company, Inc.

Dayton, OH RetailNAICS 441110

Self-funded health planPlan year 2024Renews September
858ParticipantsFirst year on file
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Sep 2027Next renewalPlan year begins September 1
#23 of 31Retail in OHBy participants

Overview

White Family Company, Inc. sponsors a self-funded health plan that covered 858 participants in plan year 2024. The plan year starts in September. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
858
Plan year
Begins September 1 · next renewal September 2027
Health plans filed
White Family Company, Inc. Family Dealership Employee Health Care Plan, plan 501 (858 participants)
Stop-loss carrier
Sun Life Assurance Company of Canada
Broker compensation
$30K across insured contracts
MedicalLife insuranceDentalVisionShort-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaStop-loss520$1.1M—
Delta Dental of OhioDental696$208K$21K
Anthem Life Insurance CompanyLife869$52K$1K
EyemedVision733$48K$8K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 858 participants × $2,371 national average per member. Usually higher once dependents are counted.

$53K–$130K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$39K
Lower-cost therapeutic alternatives$23K–$47K
Generic pricing vs. actual cost$10K–$29K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning September 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
White Family Company, Inc.
Sponsor EIN
31-4446316
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-4446316 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The White Family Companies, Inc. Retirement Savings Plan
Type
401(k) plan
Participants
825

About this data

Source: White Family Company, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with White Family Company, Inc..

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