The Kroger Co.
Overview
The Kroger Co. sponsors a self-funded health plan that covered 559 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 559
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Kroger Co. Retiree Health and Welfare Benefit Plan, plan 511 (559 participants)
- Broker compensation
- $359K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Selecthealth | Medical, HMO | 174 | $165.9M | — |
| Metropolitan Life Insurance Company | Long-term disability, Life | 86,434 | $34.9M | $359K |
| Kaiser Foundation Health Plan Inc. | Medical, HMO | 1,044 | $7.4M | — |
| Kaiser Foundation Health Plan of Colorado | Medical, HMO | 950 | $7.2M | — |
| Anthem Blue View Vision - 212107 | Vision | 109,827 | $6.2M | — |
| Kaiser Foundation Health Plan of Northwest | Medical, HMO | 514 | $4.6M | — |
| Arag Insurance Company | Legal | 27,818 | $2.8M | — |
| Anthem Blue View Vision - 212105 | Vision | 6,631 | $350K | — |
| Anthem Blue View Vision - 212103 | Vision | 1,338 | $74K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 559 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The Kroger Co.
- Sponsor EIN
- 31-0345740
- Plan number
- 511
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 31-0345740 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Kroger Co. 401(k) Retirement Savings Account Plan
- Type
- 401(k) plan
- Participants
- 413,480
About this data
Source: The Kroger Co.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Kroger Co..