Wilbur-Ellis Holdings, Inc.

Denver, CO AgricultureNAICS 115110

Self-funded health planPlan year 2025Renews January
2,971Participants-4% vs. prior year
$7.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 2Agriculture in COBy participants

Overview

Wilbur-Ellis Holdings, Inc. sponsors a self-funded health plan that covered 2,971 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,971 · prior year 3,095
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Group Medical, Dental and Vision Plans for the Employees of Wilbur-Ellis Company, plan 501 (2,971 participants)
Broker compensation
$301K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability2,642$2.8M$89K
Unum Insurance CompanyAccident, Critical Illness, Hospital Indemnity1,232$882K$188K
Magellan HealthcareEmployee Assistance Program3,173$79K—
Provident Life and Accident Insurance CompanyLong-term disability55$71K$23K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.0M/ year

Estimated prescription spend: 2,971 participants × $2,371 national average per member. Usually higher once dependents are counted.

$183K–$452K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$54K–$134K
Lower-cost therapeutic alternatives$78K–$163K
Generic pricing vs. actual cost$34K–$101K
PBM contract terms$18K–$53K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Wilbur-Ellis Holdings, Inc.
Sponsor EIN
46-2652182
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-2652182 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Wilbur-Ellis 401(k) Plan
Type
401(k) plan
Participants
4,782

About this data

Source: Wilbur-Ellis Holdings, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Wilbur-Ellis Holdings, Inc..

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