XPO CNW, Inc.
Overview
XPO CNW, Inc. sponsors a self-funded health plan that covered 3,051 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,051 · prior year 2,836
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Con-Way Retiree Benefit Plan, plan 532 (3,051 participants)
- Broker compensation
- $1.9M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliance Standard Life Insurance Company | Life, Long-term disability, Accidental Death and Dismemberment | 22,013 | $15.9M | $1.0M |
| Continental American Insurance Company | Accident, Critical Illness, Hospital Ind | 9,659 | $4.2M | $821K |
| Vision Service Plan | Vision | 17,209 | $2.8M | $57K |
| Arag Insurance Company | Legal | 6,056 | $618K | $62K |
| National Union Fire Insurance Company of Pittsburgh | Accidental Death and Dismemberment | 19,003 | $18K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,051 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- XPO CNW, Inc.
- Sponsor EIN
- 94-1444798
- Plan number
- 532
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 94-1444798 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- XPO Pension Plan
- Type
- Pension plan
- Participants
- 20,788
About this data
Source: XPO CNW, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with XPO CNW, Inc..