Accu Reference Medical Labs
Overview
Accu Reference Medical Labs sponsors a self-funded health plan that covered 865 participants in plan year 2025, up 13% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 865 · prior year 765
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Accu Reference Medical Lab Welfare Benefit Plan, plan 501 (865 participants)
- Broker compensation
- $44K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Horizon Healthcare Services, Inc. | Dental | 401 | $289K | $8K |
| Fidelity Security Life Insurance | Volutary Benefits | 185 | $127K | $19K |
| Usable Life | Life | 865 | $78K | $9K |
| Vision Service Plan | Vision | 331 | $43K | $4K |
| Aflac | Dental, Life, Short-term disability | 38 | $41K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 865 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Accu Reference Medical Labs
- Sponsor EIN
- 20-1236503
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 20-1236503 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Accu Reference Medical Lab LLC 401(k) Profit Sharing Plan and T
- Type
- 401(k) plan
- Participants
- 1,132
About this data
Source: Accu Reference Medical Labs's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Accu Reference Medical Labs.