Stern Therapy Consultants
Overview
Stern Therapy Consultants sponsors a self-funded health plan that covered 909 participants in plan year 2024. The plan year starts in August.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 909
- Plan year
- Begins August 1 · next renewal August 2027
- Health plans filed
- Stern Therapy Consultants Medical Plan, plan 501 (909 participants)
- Stop-loss carrier
- Sirius America Insurance Company
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sirius America Insurance Company | Stop-loss | 435 | $637K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 909 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2024
- Plan sponsor
- Stern Therapy Consultants
- Sponsor EIN
- 46-3265648
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 46-3265648 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Stern Therapy Consultants, LLC 401(k) Plan
- Type
- 401(k) plan
- Participants
- 2,522
About this data
Source: Stern Therapy Consultants's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Stern Therapy Consultants.