Care Solutions, LLC

Fort LEE, NJ Health careNAICS 623000

Self-funded health planPlan year 2025Renews January
925Participants+4% vs. prior year
$2.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#36 of 53Health care in NJBy participants

Overview

Care Solutions, LLC sponsors a self-funded health plan that covered 925 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
925 · prior year 892
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Care Solutions, LLC Employee Benefit(s) Plan, plan 502 (925 participants)
Broker compensation
$380K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of New Jersey, Inc.Dental5,595$1.7M$32K
Continental American Insurance CompanyLife, Short-term disability2,168$1.1M$335K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision5,261$297K—
Standard Insurance CompanyLife, Short-term disability, Long-term disability832$219K$13K
Arag Insurance CompanyLegal1,156$102K—
Allone HealthEmployee Assistance Program824$6K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.2M/ year

Estimated prescription spend: 925 participants × $2,371 national average per member. Usually higher once dependents are counted.

$57K–$141K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$42K
Lower-cost therapeutic alternatives$24K–$51K
Generic pricing vs. actual cost$11K–$32K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Care Solutions, LLC
Sponsor EIN
54-0451012
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 54-0451012 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Care Solutions, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Care Solutions, LLC.

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