Allstate Ins Co.

Dallas, TX Finance & insuranceNAICS 524150

Self-funded health planPlan year 2025Renews January
39,438Participants0% vs. prior year
$93.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 38Finance & insurance in TXBy participants

Overview

Allstate Ins Co. sponsors a self-funded health plan that covered 39,438 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
39,438 · prior year 39,438
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Allstate Employee Assistance Program, plan 515 (39,438 participants)
Broker compensation
$702K across insured contracts
MedicalLife insuranceDentalVisionPrepaid legalLong-term disabilitySeveranceOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Securian Life Insurance CompanyLife27,611$18.5M$409K
Hartford Life and AccidentLong-term disability21,935$8.2M$123K
Vision Service PlanVision25,786$6.6M—
American Heritage Life Insurance CompanyGroup Hospital Indemnity, Critical Illness & Pinnacle Care, Group Whole Life, Group Accident16,736$5.6M—
Kaiser Foundation Health Plan, Inc. CaliforniaMedical, HMO456$5.5M—
Kaiser Foundation Health Plan Inc. CaliforniaMedical, HMO614$3.7M—
Kaiser Foundation Health Plans, Inc. CaliforniaMedical, HMO614$3.7M—
Kaiser Foundation Health Plan, Inc. GeorgiaMedical, HMO250$3.0M—
Aetna Life Insurance Co.Dental11,647$2.8M—
MetLife Legal PlansLegal8,529$1.4M$170K
Kaiser Foundation Health Plan, Inc. Mid-AtlanticMedical, HMO118$1.3M—
Kaiser Foundation Health Plan of WashingtonMedical, HMO87$1.1M—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$93.5M/ year

Estimated prescription spend: 39,438 participants × $2,371 national average per member. Usually higher once dependents are counted.

$2.4M–$6.0M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$711K–$1.8M
Lower-cost therapeutic alternatives$1.0M–$2.2M
Generic pricing vs. actual cost$449K–$1.3M
PBM contract terms$234K–$701K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Allstate Ins Co.
Sponsor EIN
36-0719665
Plan number
515
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-0719665 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Allstate Ins Co.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Allstate Ins Co..

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