Health Care Service Corporation a Mutual Legal Reserve Co.
Overview
Health Care Service Corporation a Mutual Legal Reserve Co. sponsors a self-funded health plan that covered 30,276 participants in plan year 2025, up 15% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 30,276 · prior year 26,272
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Health Care Service Corporation Master Flexible Benefit Plan, plan 522 (30,276 participants)
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Dearborn National Life | Life, Long-term disability | 30,952 | $19.4M | — |
| Health Care Service Corp./blue Cross Blue Shield of Illinois | Dental, Medical, Prescription drug, PPO | 4,224 | $9.6M | — |
| Health Care Service Corporation a Mutual Legal Reserve Corp. | Medical, Prescription drug, Dental, HMO, PPO | 30,952 | — | — |
| Health Care Service Corp./blue Cross Blue Shield of New Mexico | Medical, Prescription drug, HMO | 27 | — | — |
| Health Care Service Corp./blue Cross Blue Shield of Texas | Medical, Prescription drug, HMO | 25 | — | — |
| Health Care Service Corp./blue Cross Blue Shield of IL | Medical, Prescription drug, HMO | 40 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 30,276 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Health Care Service Corporation a Mutual Legal Reserve Co.
- Sponsor EIN
- 36-1236610
- Plan number
- 522
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 36-1236610 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The 401k Plan
- Type
- 401(k) plan
- Participants
- 46,212
About this data
Source: Health Care Service Corporation a Mutual Legal Reserve Co.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Health Care Service Corporation a Mutual Legal Reserve Co..