Ambient Enterprises, LLC
Overview
Ambient Enterprises, LLC sponsors a self-funded health plan that covered 1,460 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,460 · prior year 441
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Ambient Enterprises, LLC Benefit Plan, plan 501 (1,460 participants)
- Broker compensation
- $119K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| First Unum Life Insurance Company | Life, Short-term disability, Long-term disability | 1,537 | $509K | $65K |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 522 | $265K | — |
| Provident Life and Casualty Insurance Company | Accident, Critical Illness, Hospital | 536 | $247K | $45K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Ins. Co. of NY | Vision | 811 | $48K | $5K |
| Legalplans, USA | Legal | 153 | $28K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,460 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Ambient Enterprises, LLC
- Sponsor EIN
- 86-2505659
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 86-2505659 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Ambient Enterprises Holdco LLC 401(k) Profit Sharing Plan and Trust
- Type
- 401(k) plan
- Participants
- 1,754
About this data
Source: Ambient Enterprises, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ambient Enterprises, LLC.