Arup US, Inc.

New York, NY Professional servicesNAICS 541330

Self-funded health planPlan year 2025Renews January
1,568Participants0% vs. prior year
$3.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#22 of 70Professional services in NYBy participants

Overview

Arup US, Inc. sponsors a self-funded health plan that covered 1,568 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,568 · prior year 1,568
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Arup US, Inc. Limited Flexible Benefit Plan, plan 501 (1,568 participants)
Broker compensation
$42K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental2,467$1.3M$27K
Prudential Insurance Company of AmericaLife1,473$918K$12K
Hartford Life and AccidentLong-term disability499$257K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.7M/ year

Estimated prescription spend: 1,568 participants × $2,371 national average per member. Usually higher once dependents are counted.

$97K–$238K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$28K–$71K
Lower-cost therapeutic alternatives$41K–$86K
Generic pricing vs. actual cost$18K–$54K
PBM contract terms$9K–$28K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Arup US, Inc.
Sponsor EIN
36-2711213
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-2711213 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Arup US Retirement Savings Plan
Type
401(k) plan
Participants
2,494

About this data

Source: Arup US, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Arup US, Inc..

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