Skanska USA Civil, Inc.

East Elmhurst, NY Professional servicesNAICS 541330

Self-funded health planPlan year 2024Renews October
1,562ParticipantsFirst year on file
$3.7MEst. pharmacy spend / yrParticipants × national avg.
Oct 2027Next renewalPlan year begins October 1
#23 of 70Professional services in NYBy participants

Overview

Skanska USA Civil, Inc. sponsors a self-funded health plan that covered 1,562 participants in plan year 2024. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,562
Plan year
Begins October 1 · next renewal October 2027
Health plans filed
Skanska USA Civil, Inc. Employee Benefits Plan, plan 515 (1,562 participants)
Stop-loss carrier
First Symetra National Life Ins Co. of New York
Broker compensation
$436K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
New York Life Group Insurance Company of NYLife, AD&D, Supplemental AD&D, Long-term disability1,493$1.5M$232K
First Symetra National Life Ins Co. of New YorkStop-loss1,199$909K$174K
Vision Service PlanVision1,089$194K$6K
Provident Life and Casualty Insurance CompanyAccident, Critical Illness170$74K$24K
Carebridge CorporationEAP3,924$60K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.7M/ year

Estimated prescription spend: 1,562 participants × $2,371 national average per member. Usually higher once dependents are counted.

$96K–$237K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$28K–$70K
Lower-cost therapeutic alternatives$41K–$86K
Generic pricing vs. actual cost$18K–$53K
PBM contract terms$9K–$28K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning October 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Skanska USA Civil, Inc.
Sponsor EIN
46-0466061
Plan number
515
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-0466061 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Skanska Hourly 401(k) Plan
Type
401(k) plan
Participants
696

About this data

Source: Skanska USA Civil, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Skanska USA Civil, Inc..

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