Brown University
Overview
Brown University sponsors a self-funded health plan that covered 9,815 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 9,815 · prior year 10,386
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Brown University Health and Welfare Plan, plan 510 (9,815 participants)
- Stop-loss carrier
- Sun Life Assurance Company of Canada
- Broker compensation
- $720K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life Assurance Company of Canada | Stop-loss | 4,819 | $2.9M | $375K |
| Lincoln National Life Insurance Company | Life, Long-term disability, Accident Insurance, Critical Illness Insurance | 5,285 | $2.3M | $312K |
| Vision Service Plan | Vision | 3,236 | $487K | $26K |
| Ace American Insurance Company | Business Travel Accident | 4,586 | — | $6K |
| Delta Dental of Rhode Island | Dental | 4,711 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 9,815 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Brown University
- Sponsor EIN
- 05-0258809
- Plan number
- 510
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 05-0258809 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Brown University Defined Contribution Deferred Vesting Retirement Plan
- Type
- Defined contribution plan
- Participants
- 12,566
About this data
Source: Brown University's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Brown University.