Christie's, Inc.

New York, NY RetailNAICS 454390

Self-funded health planPlan year 2025Renews January
541Participants-3% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#26 of 27Retail in NYBy participants

Overview

Christie's, Inc. sponsors a self-funded health plan that covered 541 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
541 · prior year 558
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Christie's, Inc. Health and Welfare Benefit Plans, plan 502 (541 participants)
Broker compensation
$81K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
First Unum Life Insurance CompanyLife, Short-term disability, Long-term disability, Long Term Care530$575K$50K
Aetna Life Insurance Co.Dental846$516K$26K
Vision Service PlanVision475$72K$2K
Provident Life and Casualty Insurance CompanyLong-term disability, Specified Disease, Group Accident, Hospital116$42K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 541 participants × $2,371 national average per member. Usually higher once dependents are counted.

$33K–$82K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$24K
Lower-cost therapeutic alternatives$14K–$30K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Christie's, Inc.
Sponsor EIN
13-2869902
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-2869902 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Christie's Inc. 401(k) Savings Plan
Type
401(k) plan
Participants
1,082

About this data

Source: Christie's, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Christie's, Inc..

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