Tiffany and Company

New York, NY RetailNAICS 448310

Self-funded health planPlan year 2025Renews January
584Participants+2% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#24 of 27Retail in NYBy participants

Overview

Tiffany and Company sponsors a self-funded health plan that covered 584 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
584 · prior year 572
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Tiffany and Company Health Care Plan, plan 501 (584 participants)
Broker compensation
$85K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Long-term disability6,839$3.5M$57K
Hmsa Health PlanMedical, Prescription drug81$430K—
Cigna Health and Life Insurance CompanyMedical, Dental51$169K$17K
ComPsychEmployee Assistance Program5,495$114K—
Hartford Life and Accident Insurance Co.Accidental Death & Dismemberment4,490$65K$10K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 584 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$89K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Tiffany and Company
Sponsor EIN
13-1387680
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-1387680 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Tiffany and Company Pension Plan
Type
Pension plan
Participants
4,033

About this data

Source: Tiffany and Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Tiffany and Company.

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