Sticker Mule, LLC

Amsterdam, NY RetailNAICS 454110

Self-funded health planPlan year 2025Renews January
603Participants+18% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#22 of 27Retail in NYBy participants

Overview

Sticker Mule, LLC sponsors a self-funded health plan that covered 603 participants in plan year 2025, up 18% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
603 · prior year 512
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Sticker Mule, LLC Employee Benefits Plan, plan 501 (603 participants)
Broker compensation
$13K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaDental, Vision, Life, Long-term disability612$104K$13K
UCM Digital HealthTelehealth507$44K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 603 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$92K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Sticker Mule, LLC
Sponsor EIN
27-1771199
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-1771199 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Sticker Mule, LLC 401(k) Plan
Type
401(k) plan
Participants
1,012

About this data

Source: Sticker Mule, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sticker Mule, LLC.

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