Construction Resources
Overview
Construction Resources sponsors a self-funded health plan that covered 1,267 participants in plan year 2025, up 32% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,267 · prior year 960
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Construction Resources Health and Welfare Plan, plan 501 (1,267 participants)
- Broker compensation
- $209K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| UnitedHealthcare Insurance Company | Vision | 1,681 | $1.8M | $36K |
| Life Insurance Company of North America | Life, Short-term disability, Long-term disability | 1,267 | $546K | $139K |
| Cigna Health and Life Insurance Company and Affiliates | Dental | 785 | $521K | $15K |
| Cigna Health and Life Insurance Company | Accident, Critical Illness | 1,267 | $98K | $19K |
| Acentra Health | Employee Assistance Program | 1,173 | $9K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,267 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Construction Resources
- Sponsor EIN
- 81-0763593
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 81-0763593 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Construction Resources's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Construction Resources.