Dorothy Lane Market

Dayton, OH RetailNAICS 445110

Self-funded health planPlan year 2025Renews January
512Participants+1% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#31 of 31Retail in OHBy participants

Overview

Dorothy Lane Market sponsors a self-funded health plan that covered 512 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
512 · prior year 505
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Dorothy Lane Market Inc. Employee Benefit Plan, plan 501 (512 participants)
Broker compensation
$29K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Long-term disability512$109K$19K
Superior Dental CareDental261$104K$9K
Vision Service PlanVision253$51K—
American Heritage Life Insurance CompanyCritical Illness, Accident, Disability43$29K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 512 participants × $2,371 national average per member. Usually higher once dependents are counted.

$32K–$78K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Dorothy Lane Market
Sponsor EIN
31-0561868
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-0561868 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Dorothy Lane Market, Inc. 401(k) Retirement Plan
Type
401(k) plan
Participants
779

About this data

Source: Dorothy Lane Market's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Dorothy Lane Market.

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