Emerson Electric Company
Overview
Emerson Electric Company sponsors a self-funded health plan that covered 12,655 participants in plan year 2025, up 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 12,655 · prior year 11,593
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Emerson Electric Co. Self-Funded Active Welfare Benefit Plan, plan 502 (12,655 participants); Emerson Electric Co. Self-Funded Retiree Welfare Benefit Plan, plan 503 (3,162 participants)
- Broker compensation
- $1.1M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Long-term disability, Short-term disability | 14,427 | $15.8M | $379K |
| Aetna Life Insurance Company | Medical, Dental, Vision | 462 | $2.3M | — |
| Vision Service Plan | Vision | 10,734 | $1.5M | — |
| Metropolitan Life Insurance Company | Medical | 3,425 | $1.0M | $624K |
| Arag Insurance Company | Legal | 2,958 | $278K | $50K |
| Medica | Medical | 40 | $215K | — |
| First Unum Life Insurance Company | Disability Benefits Law | 95 | $34K | $817 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 12,655 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Emerson Electric Company
- Sponsor EIN
- 43-0259330
- Plan numbers
- 502, 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 43-0259330 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Emerson Electric Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Emerson Electric Company.