Post Holdings, Inc.
Overview
Post Holdings, Inc. sponsors a self-funded health plan that covered 11,637 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 11,637 · prior year 11,091
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Post Holdings, Inc. Health Care Plan, plan 501 (11,637 participants); Post Holdings, Inc. Retiree Health Care Plan, plan 502 (379 participants)
- Broker compensation
- $251K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Life | 15,531 | $5.8M | $225K |
| Hartford Life and Accident | Long-term disability | 4,408 | $1.9M | $26K |
| Vision Service Plan | Vision | 7,383 | $1.1M | — |
| Magellan Healthcare | EAP | 11,915 | $232K | — |
| Transwestern Insurance | PPO | 106 | $189K | — |
| Ace American Insurance Company | Accidental Death and Dismemberment | 10,971 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 11,637 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Post Holdings, Inc.
- Sponsor EIN
- 45-3355106
- Plan numbers
- 501, 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 45-3355106 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Post Holdings, Inc. Savings Investment Plan
- Type
- 401(k) plan
- Participants
- 10,000
About this data
Source: Post Holdings, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Post Holdings, Inc..