Freese and Nichols, Inc.
Overview
Freese and Nichols, Inc. sponsors a self-funded health plan that covered 1,319 participants in plan year 2025, up 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,319 · prior year 1,257
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Freese and Nichols, Inc. Flexible Benefits Plan, plan 502 (1,319 participants)
- Broker compensation
- $319K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Symetra Life Insurance Company | Life, Short-term disability, Long-term disability, Accident, Critical Illness | 1,319 | $1.4M | $181K |
| Delta Dental Insurance Company | Dental | 2,291 | $1.1M | $118K |
| Vision Service Plan | Vision | 988 | $109K | $11K |
| Pre-Paid Legal Services Inc. DBA Legalshield | Legal Services Plan Memberships | 292 | $54K | $9K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,319 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Freese and Nichols, Inc.
- Sponsor EIN
- 75-1531935
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 75-1531935 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Retirement Plan and Trust for the Employees of Freese and Nichols, Inc.
- Type
- 401(k) plan
- Participants
- 1,707
About this data
Source: Freese and Nichols, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Freese and Nichols, Inc..