Mission Critical Group

Mckinney, TX Professional servicesNAICS 541519

Self-funded health planPlan year 2025Renews January
1,254ParticipantsPrior year not comparable
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#23 of 81Professional services in TXBy participants

Overview

Mission Critical Group sponsors a self-funded health plan that covered 1,254 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,254 · prior year 242
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mission Critical Welfare Benefits Plan, plan 501 (1,254 participants)
Broker compensation
$9K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance CompanyDental, Vision984$486K$5K
United of Omaha Life Insurance CompanyLife, Critical Illness, Accident, Long-term disability, Hospital Indemnity1,203$481K$893
Teledoc Health, Inc.Teledoc823$28K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,254 participants × $2,371 national average per member. Usually higher once dependents are counted.

$77K–$191K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$56K
Lower-cost therapeutic alternatives$33K–$69K
Generic pricing vs. actual cost$14K–$43K
PBM contract terms$7K–$22K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mission Critical Group
Sponsor EIN
92-3164405
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 92-3164405 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Mission Critical Group 401(k) Plan
Type
401(k) plan
Participants
1,027

About this data

Source: Mission Critical Group's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mission Critical Group.

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