Giant Eagle, Inc.

Cranberry Township, PA RetailNAICS 445110

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
34,337Participants-1% vs. prior year
$81.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 33Retail in PABy participants

Overview

Giant Eagle, Inc. sponsors a self-funded health plan that covered 34,337 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
34,337 · prior year 34,685
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Giant Eagle, Inc. Health and Welfare Plan, plan 506 (34,337 participants)
Broker compensation
$484K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyCritical Illness, Accident, Life, Hosptial Indemnity, Business Travel Accident10,012$3.4M$339K
Lincoln National Life Insurance CompanyLong-term disability, Short-term disability5,066$1.8M$127K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision6,080$1.1M—
Highmark, Inc.Medical, HMO106$499K—
ComPsychEmployee Assistance Program28,995$353K—
MetLife Legal PlansLegal740$170K$16K
Provident Life and Accident Insurance CompanyLife83$46K$2K
Vision Benefits of AmericaVision334$31K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$81.4M/ year

Estimated prescription spend: 34,337 participants × $2,371 national average per member. Usually higher once dependents are counted.

$2.1M–$5.2M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$619K–$1.5M
Lower-cost therapeutic alternatives$904K–$1.9M
Generic pricing vs. actual cost$391K–$1.2M
PBM contract terms$204K–$611K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Giant Eagle, Inc.
Sponsor EIN
25-0698270
Plan number
506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 25-0698270 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Giant Eagle, Inc. Employee Savings Plan
Type
401(k) plan
Participants
15,720

About this data

Source: Giant Eagle, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Giant Eagle, Inc..

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