H E Butt Grocery Company

San Antonio, TX RetailNAICS 445110

Self-funded health planPlan year 2025Renews January
60,831Participants+3% vs. prior year
$144.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 64Retail in TXBy participants

Overview

H E Butt Grocery Company sponsors a self-funded health plan that covered 60,831 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
60,831 · prior year 58,974
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
H E Butt Grocery Company Welfare Benefit Plan, plan 507 (60,831 participants); HEB Health and Dependent Care Reimbursement Plan, plan 505 (18,824 participants); H E Butt Grocery Company Retiree Welfare Benefit Plan, plan 502 (6,835 participants)
Broker compensation
$16K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Personal Accident Insurance (AD&D), Business Travel Accident62,554$30.6M$16K
Lincoln National Life Insurance CompanyLong-term disability68,802$19.4M—
Vision Service PlanVision53,032$11.1M—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$144.2M/ year

Estimated prescription spend: 60,831 participants × $2,371 national average per member. Usually higher once dependents are counted.

$3.7M–$9.2M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$1.1M–$2.7M
Lower-cost therapeutic alternatives$1.6M–$3.3M
Generic pricing vs. actual cost$692K–$2.1M
PBM contract terms$361K–$1.1M
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
H E Butt Grocery Company
Sponsor EIN
74-0537175
Plan numbers
507, 505, 502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 74-0537175 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
H-E-B Savings & Retirement Plan
Type
401(k) plan
Participants
129,035

About this data

Source: H E Butt Grocery Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with H E Butt Grocery Company.

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