Berkshire Hathaway Automotive Inc.

Irving, TX RetailNAICS 441110

Self-funded health planPlan year 2025Renews January
8,857Participants+0% vs. prior year
$21.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 64Retail in TXBy participants

Overview

Berkshire Hathaway Automotive Inc. sponsors a self-funded health plan that covered 8,857 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
8,857 · prior year 8,829
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Berkshire Hathaway Automotive Inc. Employee Benefits Plan, plan 502 (8,857 participants)
Broker compensation
$1.4M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesDental, Vision7,040$2.9M$284K
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability8,730$2.4M$474K
The Lincoln National Life Insurance CompanyHospital, Accident, Critical Illness1,728$773K$595K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$21.0M/ year

Estimated prescription spend: 8,857 participants × $2,371 national average per member. Usually higher once dependents are counted.

$546K–$1.3M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$160K–$399K
Lower-cost therapeutic alternatives$233K–$487K
Generic pricing vs. actual cost$101K–$302K
PBM contract terms$52K–$157K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Berkshire Hathaway Automotive Inc.
Sponsor EIN
47-2124505
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-2124505 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The 401(k) Savings Plan
Type
401(k) plan
Participants
14,896

About this data

Source: Berkshire Hathaway Automotive Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Berkshire Hathaway Automotive Inc..

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