At Home Stores LLC

Dallas, TX RetailNAICS 452300

Self-funded health planPlan year 2025Renews January
6,977Participants-10% vs. prior year
$16.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 64Retail in TXBy participants

Overview

At Home Stores LLC sponsors a self-funded health plan that covered 6,977 participants in plan year 2025, down 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
6,977 · prior year 7,728
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
At Home Stores LLC Employee Benefit Plan, plan 501 (6,977 participants)
Broker compensation
$275K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Bluecross Blueshield of TexasDental2,481$849K$107K
Standard Insurance CompanyAccident, Critical Illness, Hospital Ind, Life, Long-term disability, Short-term disability5,799$718K$105K
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital Ind652$191K$45K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision1,497$181K$15K
Delta Dental Insurance CompanyDental156$59K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$16.5M/ year

Estimated prescription spend: 6,977 participants × $2,371 national average per member. Usually higher once dependents are counted.

$430K–$1.1M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$126K–$314K
Lower-cost therapeutic alternatives$184K–$384K
Generic pricing vs. actual cost$79K–$238K
PBM contract terms$41K–$124K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
At Home Stores LLC
Sponsor EIN
76-0484961
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 76-0484961 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
At Home 401(k) Savings Plan
Type
401(k) plan
Participants
5,986

About this data

Source: At Home Stores LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with At Home Stores LLC.

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