Linde Inc.

Danbury, CT ManufacturingNAICS 325100

Self-funded health planPlan year 2025Renews January
3,624Participants-14% vs. prior year
$8.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 34Manufacturing in CTBy participants

Overview

Linde Inc. sponsors a self-funded health plan that covered 3,624 participants in plan year 2025, down 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, vision.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,624 · prior year 4,214
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Linde Retiree Benefit Plan, plan 567 (3,624 participants)
MedicalLife insuranceVision

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Highmark Western and Northeastern New York Inc.Prescription drug, HMO79$470K—
Vision Service PlanVision97$19K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.6M/ year

Estimated prescription spend: 3,624 participants × $2,371 national average per member. Usually higher once dependents are counted.

$223K–$551K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$65K–$163K
Lower-cost therapeutic alternatives$95K–$199K
Generic pricing vs. actual cost$41K–$124K
PBM contract terms$21K–$64K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Linde Inc.
Sponsor EIN
06-1249050
Plan number
567
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 06-1249050 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Linde U.S. Pension Plan
Type
Pension plan
Participants
17,786

About this data

Source: Linde Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Linde Inc..

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