Curaleaf, Inc.

Stamford, CT ManufacturingNAICS 325410

Self-funded health planPlan year 2025Renews January
3,832Participants+1% vs. prior year
$9.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 34Manufacturing in CTBy participants

Overview

Curaleaf, Inc. sponsors a self-funded health plan that covered 3,832 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,832 · prior year 3,802
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Curaleaf, Inc. Health and Welfare Benefit Plan, plan 501 (3,832 participants)
Broker compensation
$276K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Insurance CompanyLife, Short-term disability, Long-term disability3,634$1.7M$246K
Vision Service PlanVision1,973$272K$29K
ComPsych CorporationEmployee Assistance Program4,046$75K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.1M/ year

Estimated prescription spend: 3,832 participants × $2,371 national average per member. Usually higher once dependents are counted.

$236K–$582K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$69K–$173K
Lower-cost therapeutic alternatives$101K–$211K
Generic pricing vs. actual cost$44K–$131K
PBM contract terms$23K–$68K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Curaleaf, Inc.
Sponsor EIN
27-3631491
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-3631491 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Curaleaf, Inc. 401(k) Plan
Type
401(k) plan
Participants
5,465

About this data

Source: Curaleaf, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Curaleaf, Inc..

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