Manufacturers and Traders Trust Co.
Overview
Manufacturers and Traders Trust Co. sponsors a self-funded health plan that covered 22,797 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 22,797 · prior year 22,701
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- M&t Bank Retiree Welfare Benefits Plan, plan 506 (22,797 participants)
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 22,797 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Manufacturers and Traders Trust Co.
- Sponsor EIN
- 16-0538020
- Plan number
- 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 16-0538020 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- M & T Bank Corporation Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 32,385
About this data
Source: Manufacturers and Traders Trust Co.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Manufacturers and Traders Trust Co..