National Railroad Passenger Corporation
Overview
National Railroad Passenger Corporation sponsors a self-funded health plan that covered 11,329 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 11,329 · prior year 11,127
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Amplan, the Amtrak Union Benefits Plan for Retired Employees, plan 554 (11,329 participants)
- Broker compensation
- $643K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life | 18,859 | $5.4M | $243K |
| Aetna Life Insurance Co. | Medical, Dental, Supplemental Health | 4,690 | $3.0M | $239K |
| Kaiser Foundation Health Plan, Inc. | Medical, Prescription drug, HMO | 133 | $2.6M | — |
| Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. | Medical, Prescription drug, HMO | 142 | $2.1M | — |
| Hartford Life and Accident | Short-term disability | 2,200 | $1.4M | $31K |
| Life Insurance Company of North America | Long-term disability | 4,004 | $1.4M | $32K |
| Eyemed Vision Care | Vision | 37,627 | $1.4M | $24K |
| Provident Life and Accident Insurance Company | Long-term disability | 110 | $251K | $71K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 11,329 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- National Railroad Passenger Corporation
- Sponsor EIN
- 52-0910053
- Plan number
- 554
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 52-0910053 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Amtrak's Retirement Savings Plan for Agreement Employees
- Type
- 401(k) plan
- Participants
- 21,445
About this data
Source: National Railroad Passenger Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with National Railroad Passenger Corporation.