Raising Cane's USA, LLC
Overview
Raising Cane's USA, LLC sponsors a self-funded health plan that covered 9,265 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 9,265 · prior year 9,265
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Raising Cane's USA Health and Welfare Benefits Wrap Plan, plan 502 (9,265 participants)
- Broker compensation
- $143K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Short-term disability, Long-term disability, Life | 7,698 | $3.0M | $71K |
| Delta Dental Insurance Company | Dental | 8,242 | $2.4M | — |
| UnitedHealthcare Insurance Company | Accident, Critical Illness, Hospital Ind | 2,999 | $977K | $44K |
| Fidelity Security Life Insurance Company | Vision | 7,072 | $462K | — |
| Curalinc LLC | Employee Assistance Program | 53,270 | $256K | — |
| Arag Services, LLC | Legal | 1,370 | $169K | $27K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 9,265 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Raising Cane's USA, LLC
- Sponsor EIN
- 72-1464965
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 72-1464965 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Raising Cane's Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 28,298
About this data
Source: Raising Cane's USA, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Raising Cane's USA, LLC.


