Rose-Hulman Institute of Technology

Terre Haute, IN EducationNAICS 611000

Self-funded health planPlan year 2025Renews January
523Participants+7% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 5Education in INBy participants

Overview

Rose-Hulman Institute of Technology sponsors a self-funded health plan that covered 523 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports dental.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
523 · prior year 490
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Emeriti Retiree Health Plan for Rose-Hulman Institute of Technology, plan 507 (523 participants)
MedicalDental

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Aetna Life Insurance CompanyPrescription drug, PPO, Dental134$372K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 523 participants × $2,371 national average per member. Usually higher once dependents are counted.

$32K–$79K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$24K
Lower-cost therapeutic alternatives$14K–$29K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Rose-Hulman Institute of Technology
Sponsor EIN
35-0868149
Plan number
507
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 35-0868149 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Rose-Hulman Institute of Technology Money Purchase Plan
Type
Defined contribution plan
Participants
1,082

About this data

Source: Rose-Hulman Institute of Technology's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Rose-Hulman Institute of Technology.

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