University of Notre Dame Du LAC

Notre Dame, IN EducationNAICS 611000

Self-funded health planPlan year 2025Renews January
1,458Participants+4% vs. prior year
$3.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 5Education in INBy participants

Overview

University of Notre Dame Du LAC sponsors a self-funded health plan that covered 1,458 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,458 · prior year 1,399
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
University of Notre Dame Du LAC Benefit Plan for Retirees, plan 512 (1,458 participants)
Broker compensation
$283K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of IndianaDental, PPO8,022$4.7M—
Minnesota Life Insurance CompanyLife6,777$2.4M—
Standard Insurance CompanyLong-term disability5,530$1.5M$77K
Reliastar Life Insurance CompanyAccident, Critical Illness, Hospital Indemnity6,891$1.2M$203K
Fidelity Security Life Insurance CompanyVision10,920$1.0M—
Prudential Insurance Company of AmericaLong Term Care269$522K—
National Union Fire Insurance Company of Pittsburgh, PATravel Accident Insurance6,383$16K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.5M/ year

Estimated prescription spend: 1,458 participants × $2,371 national average per member. Usually higher once dependents are counted.

$90K–$222K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$26K–$66K
Lower-cost therapeutic alternatives$38K–$80K
Generic pricing vs. actual cost$17K–$50K
PBM contract terms$9K–$26K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
University of Notre Dame Du LAC
Sponsor EIN
35-0868188
Plan number
512
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 35-0868188 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
University of Notre Dame 403(b) Retirement Plan
Type
Defined contribution plan
Participants
14,950

About this data

Source: University of Notre Dame Du LAC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with University of Notre Dame Du LAC.

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