The PNC Financial Services Group, Inc.
Overview
The PNC Financial Services Group, Inc. sponsors a self-funded health plan that covered 72,620 participants in plan year 2025, up 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 72,620 · prior year 66,465
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The PNC Financial Services Group, Inc. Group Benefits Plan, plan 530 (72,620 participants)
- Broker compensation
- $1.1M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | AD&D, Life | 68,028 | $48.7M | $1.1M |
| Unitedhealth Insurance Company | Vision | 20,222 | $6.2M | — |
| Aetna Life Insurance Co. | Dental | 12,169 | $5.6M | — |
| Aetna Health, Inc. | HMO | 66 | $761K | — |
| Highmark Inc. | Medical, HMO | 62 | $248K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 72,620 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The PNC Financial Services Group, Inc.
- Sponsor EIN
- 25-1435979
- Plan number
- 530
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 25-1435979 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The PNC Financial Services Group, Inc. Pension Plan
- Type
- Pension plan
- Participants
- 116,061
About this data
Source: The PNC Financial Services Group, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The PNC Financial Services Group, Inc..