The Vanguard Group, Inc.
Overview
The Vanguard Group, Inc. sponsors a self-funded health plan that covered 18,290 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 18,290 · prior year 18,763
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Vanguard Group, Inc. Benefit Plan, plan 506 (18,290 participants)
- Broker compensation
- $289K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Minnesota Life Insurance Company | Life | 22,209 | $9.8M | $222K |
| Vision Service Plan | Vision | 13,759 | $4.2M | — |
| Metropolitan Life Insurance Company | Long-term disability | 18,381 | $3.8M | $67K |
| National Union Fire Ins. Co. of Pittsburgh, PA | Business Travel Accident | 18,363 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 18,290 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The Vanguard Group, Inc.
- Sponsor EIN
- 23-1945930
- Plan number
- 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 23-1945930 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Vanguard Retirement and Savings Plan
- Type
- 401(k) plan
- Participants
- 27,896
About this data
Source: The Vanguard Group, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Vanguard Group, Inc..