Vail Corporation D/b/a Vail Associates Inc.

Broomfield, CO Arts & recreationNAICS 713900

Self-funded health planPlan year 2024Renews August
7,786ParticipantsFirst year on file
$18.5MEst. pharmacy spend / yrParticipants × national avg.
Aug 2027Next renewalPlan year begins August 1
#1 of 3Arts & recreation in COBy participants

Overview

Vail Corporation D/b/a Vail Associates Inc. sponsors a self-funded health plan that covered 7,786 participants in plan year 2024. The plan year starts in August. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
7,786
Plan year
Begins August 1 · next renewal August 2027
Health plans filed
Vail Associates Inc. Health and Welfare Benefits Plan, plan 501 (7,786 participants); Vail Associates D/b/a Vail Associates Flexible Compensation Plan, plan 510 (681 participants)
Broker compensation
$181K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Long-term disability, Accident, Critical Illness6,847$1.9M$99K
Mines & AssociatesEmployee Assistance Program23,932$1.3M—
Vision Service PlanVision3,977$622K—
Unum Insurance CompanyAccident, Critical Illness2,036$376K$82K
Hartford Fire Insurance CompanyBusiness Travel Accident6,783——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$18.5M/ year

Estimated prescription spend: 7,786 participants × $2,371 national average per member. Usually higher once dependents are counted.

$480K–$1.2M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$140K–$351K
Lower-cost therapeutic alternatives$205K–$428K
Generic pricing vs. actual cost$89K–$266K
PBM contract terms$46K–$138K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning August 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Vail Corporation D/b/a Vail Associates Inc.
Sponsor EIN
84-0601461
Plan numbers
501, 510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 84-0601461 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Vail Resorts 401(k) Retirement Plan
Type
401(k) plan
Participants
37,206

About this data

Source: Vail Corporation D/b/a Vail Associates Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Vail Corporation D/b/a Vail Associates Inc..

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