Communications Workers of America, Afl-Cio, CLC

Washington, DC Other servicesNAICS 813000

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
551Participants+4% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 6Other services in DCBy participants

Overview

Communications Workers of America, Afl-Cio, CLC sponsors a self-funded health plan that covered 551 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
551 · prior year 528
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Communications Workers of America Group Hospitalization Plan, plan 504 (551 participants)
MedicalLife insuranceDentalVisionOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
CarefirstPPO1,955$14.1M—
Metropolitan Life Insurance CompanyLife851$593K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 551 participants × $2,371 national average per member. Usually higher once dependents are counted.

$34K–$84K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$15K–$30K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Communications Workers of America, Afl-Cio, CLC
Sponsor EIN
53-0246709
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 53-0246709 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Communications Wkrs of America 401(k) Tax Deferred Savings Plan
Type
401(k) plan
Participants
1,264

About this data

Source: Communications Workers of America, Afl-Cio, CLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Communications Workers of America, Afl-Cio, CLC.

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