Andrews Distributing Company of North Texas, LLC

Dallas, TX Wholesale tradeNAICS 424800

Self-funded health planPlan year 2025Renews January
1,744Participants+2% vs. prior year
$4.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#13 of 45Wholesale trade in TXBy participants

Overview

Andrews Distributing Company of North Texas, LLC sponsors a self-funded health plan that covered 1,744 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,744 · prior year 1,718
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Andrews Distributing Company of North Texas, LLC, plan 501 (1,744 participants)
Broker compensation
$335K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Symetra Life Insurance CompanyLife, Short-term disability, Long-term disability1,744$1.2M$218K
Metropolitan Life Insurance CompanyDental, Vision2,476$982K$116K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.1M/ year

Estimated prescription spend: 1,744 participants × $2,371 national average per member. Usually higher once dependents are counted.

$108K–$265K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$31K–$79K
Lower-cost therapeutic alternatives$46K–$96K
Generic pricing vs. actual cost$20K–$60K
PBM contract terms$10K–$31K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Andrews Distributing Company of North Texas, LLC
Sponsor EIN
03-0509514
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 03-0509514 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Andrews Distributing Company 401(k) Plan
Type
401(k) plan
Participants
2,297

About this data

Source: Andrews Distributing Company of North Texas, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Andrews Distributing Company of North Texas, LLC.

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