Arizona Pipeline Co.

Hesperia, CA ConstructionNAICS 238900

Self-funded health planPlan year 2025Renews April
541Participants-7% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#10 of 12Construction in CABy participants

Overview

Arizona Pipeline Co. sponsors a self-funded health plan that covered 541 participants in plan year 2025, down 8% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
541 · prior year 585
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Arizona Pipeline Co. Employee Benefit Plan, plan 501 (541 participants)
Broker compensation
$144K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
GuardianDental, Vision, Life, Long-term disability735$668K$85K
Colonial Life & Accident Insurance CompanyShort-term disability394$470K$59K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 541 participants × $2,371 national average per member. Usually higher once dependents are counted.

$33K–$82K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$24K
Lower-cost therapeutic alternatives$14K–$30K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Arizona Pipeline Co.
Sponsor EIN
95-3336040
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-3336040 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Arizona Pipeline Company 401(k) Savings and Investment Plan
Type
401(k) plan
Participants
1,474

About this data

Source: Arizona Pipeline Co.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Arizona Pipeline Co..

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