Grid Alternatives, Inc.
Overview
Grid Alternatives, Inc. sponsors a self-funded health plan that covered 518 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 518 · prior year 516
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Grid Alternatives Welfare Benefit Plan, plan 501 (518 participants)
- Stop-loss carrier
- Reliastar Life Insurance Company
- Broker compensation
- $192K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan Inc. | Medical, HMO | 138 | $1.6M | $47K |
| Reliastar Life Insurance Company | Medical, Stop-loss | 350 | $1.0M | $75K |
| Equitable Financial Life Insurance Company of America | Life, Short-term disability, Long-term disability | 441 | $140K | $32K |
| Continental American Insurance Company | Medical | 169 | $56K | $16K |
| Unum Life Insurance Company of America | Life | 214 | $37K | $10K |
| Cigna Health and Life Insurance Company | Vision, PPO | 603 | $37K | $7K |
| Pre-Paid Legal Services Inc. DBA Legalshield | HMO | 72 | $14K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 518 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Grid Alternatives, Inc.
- Sponsor EIN
- 26-0043353
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 26-0043353 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Grid Alternatives 403(b) Plan
- Type
- Defined contribution plan
- Participants
- 729
About this data
Source: Grid Alternatives, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Grid Alternatives, Inc..