Reed Family Companies
Overview
Reed Family Companies sponsors a self-funded health plan that covered 538 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 538 · prior year 553
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Western Regional Employee Welfare Benefits Plan, plan 501 (538 participants)
- Stop-loss carrier
- Cigna Health and Life Insurance Company
- Broker compensation
- $333K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan Inc. | Medical, Prescription drug, HMO | 454 | $2.2M | $109K |
| Cigna Health and Life Insurance Company | Stop-loss | 245 | $1.6M | $147K |
| Life Insurance Company of North America | Life, Accidental Death & Dismemberment, Long-term disability | 534 | $368K | $55K |
| Sun Life Assurance Company of Canada | Accident Insurance and Critical Illness | 141 | $100K | $15K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 538 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Reed Family Companies
- Sponsor EIN
- 94-2208599
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 94-2208599 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Western Region Retirement Trust 401(k) and Regular Profit Sharing Plan
- Type
- 401(k) plan
- Participants
- 739
About this data
Source: Reed Family Companies's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Reed Family Companies.