Baylor College of Medicine
Overview
Baylor College of Medicine sponsors a self-funded health plan that covered 12,077 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 12,077 · prior year 12,077
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Baylor College of Medicine Health & Welfare Benefits Plan, plan 502 (12,077 participants); Baylor College of Medicine's Retirement Healthcare Savings Plan, plan 504 (8,560 participants)
- Stop-loss carrier
- Sun Life Assurance Company of Canada
- Broker compensation
- $1.5M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Long-term disability, Short-term disability | 11,998 | $9.6M | $372K |
| Sun Life Assurance Company of Canada | Stop-loss | 10,796 | $6.6M | $413K |
| Eyemed Vision Care for Fidelity Security Life Insurance Company | Vision | 16,670 | $1.8M | $84K |
| UnitedHealthcare Insurance Company | Medical | 152 | $572K | $57K |
| Provident Life and Accident Insurance Company | Disability | 257 | $457K | $130K |
| Aetna Life Insurance Company | Prescription drug, PPO, Dental | 185 | $399K | — |
| Legalplans, USA | Group Legal Services | 1,905 | $254K | $25K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 12,077 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Baylor College of Medicine
- Sponsor EIN
- 74-1613878
- Plan numbers
- 502, 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 74-1613878 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Baylor College of Medicine 403(b) Tax Deferred Investment Plan
- Type
- Defined contribution plan
- Participants
- 21,944
About this data
Source: Baylor College of Medicine's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Baylor College of Medicine.


