Brookshire Grocery Company

Tyler, TX RetailNAICS 445110

Self-funded health planPlan year 2025Renews January
5,966Participants+2% vs. prior year
$14.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 64Retail in TXBy participants

Overview

Brookshire Grocery Company sponsors a self-funded health plan that covered 5,966 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,966 · prior year 5,828
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Brookshire Grocery Company Welfare Benefits Plan, plan 504 (5,966 participants)
Broker compensation
$614K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Bluecross Blueshield of TexasDental6,358$2.1M$34K
Fort Dearborn Life Insurance CompanyLife, Long-term disability5,578$1.9M$191K
Reliastar Life Insurance CompanyCritical Illness, Accident, Hospital2,009$867K$282K
Metropolitan Life Insurance CompanyVision6,177$606K$44K
Trustmark Insurance CompanyLife, Critical Illness/cancer, Accident186$108K$8K
Magellan Behavioral HealthEAP7,825$100K—
Prepaid Legal Services Inc. DBA LegalshieldLegal Services Plan Memberships391$60K$11K
Zurich American Insurance CompanyBusiness Travel Accident17,407$13K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$14.1M/ year

Estimated prescription spend: 5,966 participants × $2,371 national average per member. Usually higher once dependents are counted.

$368K–$907K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$108K–$269K
Lower-cost therapeutic alternatives$157K–$328K
Generic pricing vs. actual cost$68K–$204K
PBM contract terms$35K–$106K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Brookshire Grocery Company
Sponsor EIN
75-0865842
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-0865842 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Brookshire Grocery Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Brookshire Grocery Company.

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