Brookshire Brothers Inc.

Lufkin, TX RetailNAICS 445110

Self-funded health planPlan year 2024Renews April
5,642ParticipantsFirst year on file
$13.4MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#11 of 64Retail in TXBy participants

Overview

Brookshire Brothers Inc. sponsors a self-funded health plan that covered 5,642 participants in plan year 2024. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,642
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Brookshire Brothers Inc. Employee Injury Benefit Plan, plan 504 (5,642 participants)
Broker compensation
$368K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLife, Long-term disability1,864$239K$31K
Zurich American Insurance CompanyMedical, Dental870$172K$299K
Companion LifeLife, Long-term disability1,884$98K$38K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$13.4M/ year

Estimated prescription spend: 5,642 participants × $2,371 national average per member. Usually higher once dependents are counted.

$348K–$857K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$102K–$254K
Lower-cost therapeutic alternatives$148K–$310K
Generic pricing vs. actual cost$64K–$193K
PBM contract terms$33K–$100K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Brookshire Brothers Inc.
Sponsor EIN
75-2692839
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-2692839 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Brookshire Brothers Ksop
Type
401(k) plan
Participants
5,467

About this data

Source: Brookshire Brothers Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Brookshire Brothers Inc..

Request a correction · Methodology