James Avery Craftsman, Inc.

Kerrville, TX RetailNAICS 448310

Self-funded health planPlan year 2025Renews March
4,885Participants+5% vs. prior year
$11.6MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#13 of 64Retail in TXBy participants

Overview

James Avery Craftsman, Inc. sponsors a self-funded health plan that covered 4,885 participants in plan year 2025, up 5% from the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,885 · prior year 4,648
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
James Avery Craftsman, Inc. Associate Occupational Injury Benefit Plan, plan 503 (4,885 participants); James Avery Craftsman, Inc. Employee Health Plan, plan 501 (1,597 participants)
Broker compensation
$55K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability1,804$926K$55K
Vision Service PlanVision1,686$681K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$11.6M/ year

Estimated prescription spend: 4,885 participants × $2,371 national average per member. Usually higher once dependents are counted.

$301K–$742K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$88K–$220K
Lower-cost therapeutic alternatives$129K–$269K
Generic pricing vs. actual cost$56K–$167K
PBM contract terms$29K–$87K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
James Avery Craftsman, Inc.
Sponsor EIN
74-1535732
Plan numbers
503, 501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 74-1535732 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
James Avery Craftsman, Inc. Employee 401(k) Plan
Type
401(k) plan
Participants
3,124

About this data

Source: James Avery Craftsman, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with James Avery Craftsman, Inc..

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