Buc-Ee's, Ltd.

Lake Jackson, TX RetailNAICS 447100

Self-funded health planPlan year 2024Renews October
4,442ParticipantsFirst year on file
$10.5MEst. pharmacy spend / yrParticipants × national avg.
Oct 2027Next renewalPlan year begins October 1
#15 of 64Retail in TXBy participants

Overview

Buc-Ee's, Ltd. sponsors a self-funded health plan that covered 4,442 participants in plan year 2024. The plan year starts in October. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,442
Plan year
Begins October 1 · next renewal October 2027
Health plans filed
Company EBP, plan 507 (4,442 participants)
Stop-loss carrier
Pan American Life Insurance Company
Broker compensation
$2.1M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
GuardianDental, Vision, Life, Short-term disability, Long-term disability4,677$7.1M$2.0M
Pan American Life Insurance CompanyMedical, Stop-loss2,960$1.6M—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$10.5M/ year

Estimated prescription spend: 4,442 participants × $2,371 national average per member. Usually higher once dependents are counted.

$274K–$675K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$80K–$200K
Lower-cost therapeutic alternatives$117K–$244K
Generic pricing vs. actual cost$51K–$152K
PBM contract terms$26K–$79K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning October 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Buc-Ee's, Ltd.
Sponsor EIN
76-0140292
Plan number
507
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 76-0140292 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Company Savings Plan
Type
401(k) plan
Participants
6,521

About this data

Source: Buc-Ee's, Ltd.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Buc-Ee's, Ltd..

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