Rithum Corporation

Plano, TX Professional servicesNAICS 541519

Self-funded health planPlan year 2025Renews January
507Participants-13% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#81 of 81Professional services in TXBy participants

Overview

Rithum Corporation sponsors a self-funded health plan that covered 507 participants in plan year 2025, down 13% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
507 · prior year 584
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Rithum Corporation Welfare Benefit Plan, plan 501 (507 participants)
Broker compensation
$49K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Insurance CompanyDental1,268$362K$18K
Prudential Insurance Company of AmericaLife, Long-term disability446$238K$17K
The Guardian Life Insurance Company of AmericaAccident, Critical Illness, Hospital174$61K$8K
Vision Service PlanVision379$58K$3K
Curalinc LLC DBA Curalinc HealthcareEmployee Assistance Program437$21K—
Pre-Paid Legal Services Inc. DBA LegalshieldLegal66$13K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 507 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$77K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Rithum Corporation
Sponsor EIN
14-1798555
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 14-1798555 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Rithum Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Rithum Corporation.

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