Cibc Bancorp USA, Inc.
Overview
Cibc Bancorp USA, Inc. sponsors a self-funded health plan that covered 3,905 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,905 · prior year 3,646
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Cibc Bancorp USA, Inc. Employee Benefits Plan, plan 520 (3,905 participants)
- Broker compensation
- $67K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Sun Life Assurance Company of Canada | Life, Short-term disability, Long-term disability | 3,949 | $4.1M | $37K |
| Metropolitan Life Insurance Company | Dental | 3,263 | $3.8M | $15K |
| Vision Service Plan | Vision | 2,674 | $495K | — |
| MetLife Legal Plans | Legal | 562 | $126K | $14K |
| Curalinc, LLC | EAP | 3,725 | $53K | — |
| Hartford Fire Insurance Company | Business Travel Accident | 3,905 | $14K | $207 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,905 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Cibc Bancorp USA, Inc.
- Sponsor EIN
- 81-3288590
- Plan number
- 520
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 81-3288590 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Cibc Bancorp USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Cibc Bancorp USA, Inc..